When should you hire a Public Adjuster
YOUR CLAIM IS LARGE OR COMPLEX
If your property damage involves:
- A high-dollar loss (e.g. house fire, major water or storm damage.
- Complex elements like structural damage, code upgrades, extensive contents inventory, or business interruption. A public adjuster can help maximize your payout and ensure nothing is missed.
YOU'RE OVERWHELMED
OR UNSURE HOW TO PROCEED
In surance policies are filled with technical language and conditions. If you:
- Don’t fully understand your policy
- Don’t feel comfortable documenting all damages
- Are not confident dealing with the insurance company
A public adjuster acts as your advocate, handling paperwork, negotiation, and strategy.
YOUR CARRIER IS DELAYING OR UNDERPAYING YOUR CLAIM
If You Notice:
- Delays in communication or payment
- The Carrier seems to minimize your loss
- A low settlement offer that doesn’t seem fair
A public adjuster can push back, using their expertise and documentation to challenge unfair decisions.
YOU ALREADY FILED A CLAIM
BUT RAN INTO PROBLEMS
Even if you've already started the claim, a public adjuster can still:
- Reopen or supplement the claim
- Correct missing or inaccurate damage descriptions
- Help with denied or partial claims
You simply want peace of mind
PROPERTY OWNERS NORMALLY
HIRE US AT THE START OF THE CLAIM SO THEY:
- Don’t miss any critical steps
- Have someone manage the details while they focus on their recovery
- Know a licensed professional is working in their best interest—not the insurer’s,
Would you like help determining if your specific situation calls for one? Feel free to call us for a no obligation evaluation of your damage or claim.
We are licensed & bonded Public Insurance Claims Adjusters covering most counties throughout New Jersey and North-East Pennsylvania
Call us today for a no-obligation consultation.
(908) 459-9122 or (908) 507-3197
Steven J. Larena Public Insurance Adjuster
Blairstown, NJ
and
Forked River, NJ
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